Nepalese migrants send home $1.5 billion every year – over 20% of the country’s GDP. Many of the women here rely on these remittances to survive. Now Savings and Credit Organisations, supported by IFAD and the Nepal Center for Micro-Finance, are facilitating safe money transfers and encouraging people to save. This is transforming villages like Makrahar where, for the first time, people are able to access credit.